Expert Tips On iOS App Development For e-Wallet
As an experienced iOS app developer from Australia’s recognised app development company, I want to offer a few useful recommendations on how to develop an eWallet iOS app and what advantages it will bring to your business.
A mobile wallet or eWallet is an application that permits to integrate and store different kinds of payment-related methods such as credit or debit card or digital money, alongside extra staff like coupon codes, loyalty cards, etc.
Here given the list of industries can benefit from eWallet iOS application:
- Retail: eCommerce app integrated with eWallet can help the user to store information about sales and also initiates payments via coupons, loyalty cards and rewards.
- Different companies like telecommunication companies, logistics, transportation, and tech enterprises: They need eWallet/s application for their financial segments. They need it to integrate different payment cards from various banks.
- Financial establishment: They need it to offer the user with various cards like credit, debit cards, furnish customers with administrations.
# eWallets that use a mobile service provider. Here the user sends and receives money with the help of a telecom operator.
# SMS and OTP related eWallets that offer some discounts. It is performed from the banking account or credit card.
# eWallets that offers digital transaction via mobile application.
Now dive into detailed discussion about the iOS eWallet application development process. The features that your mobile eWallets needs most are given here:
- User registration and device verification: User needs to register himself by entering email id and mobile no. After successful registration user needs to verify their mobile device by sending SMS from their device.
- Bank account integration and verification: User has to integrate bank account linked with their registered mobile number to start their financial transactions.
- Adding more than one account and balance check: Through this feature, the user can add more than one bank and can check the available balance on their respective bank account.
- Funds Transfer and transfer receipt: The user can transfer the fund by using UPI no or bank account details and can get an instant receipt for the transaction with transaction status such as successful, failed or pending.
- Bill payments: Users can pay their electric, water, gas and any other bills associated with their mobile no and bank accounts.
Additional features you can include with your iOS eWallet app:
eWallet can be a full-fledged solution for your business. It can become a good way to arrange a connection with your clients and increase a database of loyal customers. Here given some of the additional features you may include offering more functionality.- Gift cards;
- Push-notifications;
- Geo-targeting will allow you to locate active geotags on the map. When the client clicks them, he will get the notification about some new campaigns;
- Exclusive offers;
- Loyalty card with advertising campaigns;
- Membership cards/discounts etc.
Security:
An eWallet needs more security than any other application. It is the most essential component of an eWallet. Here given some expert recommendations to offer robust security for your iOS eWallet application.
# Password or security codes: User always needs to enter a password or security code whenever he or she tries to use the app for the transaction. If possible use two-step authentication to offer more security to make such service safe.
# Tokenisation: It is a technology where data encryption takes place when a buyer doesn’t give the seller his or her payment details paying by card. All payment-related information is turned into a so-called token that looks like a combination of random symbols.
Wrapping up:
An iOS app for eWallet uses NFC technology for transferring information about payments so business owners need a PoS system (Point of Sale) that supports NFC chip to receive payments from their smartphones. The application can use Bluetooth, iBeacon technologies and QR code for completing a transaction. So you have to include all in your application and keep in mind that your app will need to ask user permission to use the camera and storage to use device hardware to perform the task smoothly. In Envertis, Australia we always welcome business thinking about iOS app development. We have countries best professionals to deliver out-of-the-box and ROI driven iOS applications for all kind of business.
Related Topic: "iOS app Development: ideas into reality for Marketers"
Source: www.envertis.com.au
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